Over the years, we have focused on strengthening our SOLID footing through our digitally-enabled SMART solutions as we assist the construction of SUSTAINABLE homes through our operations. We believe that we can positively impact the Indian housing market through our business and approach as we diligently work to instrument the next wave of growth in the burgeoning home financing sector.
Read MoreOur Company’s sustainability initiatives are inextricably linked to our success. We make conscientious efforts to support long-term sustainable projects through our ‘Kutumb’ and ‘Green Value Partner’ initiatives.
Read MoreAt IIFL Home Finance, sustainability is embedded in our core values. We focus on investing in Green Certified projects under our Project Loan vertical to ensure the advancement of sustainable and socially conscious development in India.
Read MoreStates | AUM Mix (₹ million) |
Andhra Pradesh | 9,558.88 |
Chattisgarh | 2,854.64 |
Delhi NCR | 37,545.64 |
Gujarat | 22,838.98 |
Haryana | 10,287.08 |
Karnataka | 14,942.35 |
Kerala | 94.99 |
Madhya Pradesh | 16,449.25 |
States | AUM Mix (₹ million) |
Maharashtra | 48,513.47 |
Punjab | 9,857.27 |
Rajasthan | 11,253.15 |
Tamil Nadu | 6,792.26 |
Telangana | 14,968.53 |
Uttar Pradesh | 25,038.82 |
Uttarakhand | 1305.79 |
West Bengal | 3,872.63 |
This map is a generalized illustration only for the reader’s ease in understanding the locations and is not intended to be used for reference purposes. The representation of political boundaries and the names of geographical features/states do not necessarily reflect the actual position. The Company or any of its directors, officers or employees cannot be held responsible for any misuse or misinterpretation of any information or design thereof. The Company does not warrant or represent any kind in connection to its accuracy or completeness.
PMAY(U) Subsidy through IIFL Home Loan
CLSS subsidy facilitated
First Time Home Buyers
Affordable Housing Units Funded
Loans Disbursed to Women Owners/Co-owners
AUM
Revenue
Profit After Tax
Neeraj, a nurse by profession, lived with his family in a rented flat and struggled in coping with the poor hygiene of the neighborhood. He heard of IIFL HFL’s 25 minutes Jhatpat Home Loan and decided to buy his first home for himself and his family in a locality of their choice. IIFL Home Finance not only assisted him in availing quick home loan, but also helped in assisting him apply and further avail the credit linked subsidy under Pradhan Mantri Awas Yojana
Adjusting to staying in a small home space for over four years, and with lack of basic facilities, Venu and his family always dreamt of buying their first home. In 2016, Taduka approached several banks for a home loan but got tired of the lengthy documentation process and lack of support. He searched online and reached out to IIFL Home Finance for his loan. In addition to his home loan, IIFL also facilitated in him availing Government subsidy on his home loan, which further helped in the betterment of his home and contributed towards his children’s education.
Radhe Shyam and his wife always dreamt of living in their own home with their children. The dream became a necessity when they started struggling with the water supply and limited space in the rented accommodation. Discouraged with the process of availing a home loan from banks, they reached out to IIFL Home Finance, where they received the loan approval in just 25 minutes, and with minimum documentation. They were also able to save for the future by availing the credit linked subsidy under Pradhan Mantri Awas Yojana.
Devendrachari worked relentlessly, to make his dream of owning a home a possibility, along with his wife, who supported him with her small tailoring business. A friend noticed their struggle to make ends meet for their dream and asked them to get in touch with IIFL Home Finance. Soon, they got approval for their home loan and were also facilitated with the credit linked subsidy under Pradhan Mantri Awas Yojana.
Manjeet lost his job during the pandemic. While he tried many things but nothing worked in his favour financially. In an attempt to get his financial health and income in place, he went to various banks for a loan. He was disheartened with tideous loan approval process and documentation, but reached out to IIFL Home Finance Secured Business Loan. IIFL Home Finance not only helped him start his grocery store but also got his life and finances back on track.
A single earning member of the family, Nirmal collects milk from the milch farmers and transports it to dairy company on his bicycle. Nirmal wanted to expand the operation of his small business. IIFL Home Finance not only understood his requirement, but also facilitated him with a loan of only ₹ 2 lakh.
Amrik Singh, with his meagre salary, wanted to get his daughter married in a certain way his daughter always desired. With his documentation and the need of the loan amount, it became difficult for him to get any loan from the various banks he visited. IIFL Home Finance, as always, not only understood the urgency of the matter, but also met his need of the small loan amount of ₹ 5.25 lakh.
Today, Amrik Singh and his wife are leading a happy life, because of IIFL Home Finance’s efforts and assistance in making their dream come true.
‘Kutumb’ initiative recognized as the ‘Sustainability Awards Winner, 2021’
Co-lending arrangements with banks
Fairness
Integrity
Transparency
Home Loans
Secured Business Loans
Affordable Housing Project Loans
Extensive Physical Reach
Customer- centric Approach
Customized Products
Stringent Credit Underwriting
Digitalized Processing
Increasing Productivity
Kutumb
GVP
Pankh
Disha
Co-lending arrangements with banks
Fairness
Integrity
Transparency
Home Loans
Secured Business Loans
Affordable Housing Project Loans
Extensive Physical Reach
Customer- centric Approach
Customized Products
Stringent Credit Underwriting
Digitalized Processing
Increasing Productivity
Kutumb
GVP
Pankh
Disha
The general sense is that availing a home loan is a cumbersome process. With time, technology has evolved the Housing Finance space immensely. With deeper internet penetration across the country, it has become easier for corporates to reach and interact with customers online. At IIFL Home Finance, we have embraced technology to create a seamless platform for our customers and integrated technology across all facets of our businesses.
Read MoreSustainability is a business imperative for resilience, thereby paving a path for shared and inclusive growth. At IIFL Home Finance, our sustainability strategy is governed by the idea of ‘Complete Profitability – An ESG Initiative’. Complete Profitability is our ESG DNA which is a reflection of the impact made through various initiatives that the Company drives towards the enrichment and growth of its four pillars of success, i.e. Employees, Organization, Society, and Environment. Our motto is to achieve ‘Complete Profitability’ across all four aforementioned pillars, allowing us to catalyse growth and create operational efficiency.