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Selling your Property? Keep 7 things in Mind
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An above conversation between a seller and a real estate broker shows that even today there are many sellers, unaware of all important documents & processes, required to establish the absolute ownership of their properties. Here, we will talk about 7 checkpoints, required before putting their property for sale.
- In order to sell or transfer your flat in a smooth manner, you have to furnish No Objection Certificate NOC from the society. This certificate is also required to showcase in Tahsildar office and land regulatory authority for obtaining the conversion certificate.
- Ensure to obtain a o dues certificate from the housing society before selling it.
- You have to furnish the registered sale deed. This document acts as a proof of registration and evidence of stamp duty payment for time, when the property was purchased by the seller. Sale deed, also known as conveyance deed gives legal protection to your property. This document, governed by the Registration Act, is signed by at least 2 witnesses of the deal. Its execution is indispensable however prior to this you must ensure the property under deal must bear a clear title and sale agreement has been executed rightly.
- The property should be free from any dues and has a clear, free and marketable title. And this is established with furnishing of o Encumbrance certificate.
- Another important document is original share certificate, showcasing that the shares issued for flat/house are in the name of seller and he/she is member of the society.
- Next are occupancy certificate and a sanctioned building plan copy, issued by the competent authority.
- Along with all these documents, you need to keep in mind, the property should not be sold at a rate less than the circle rate, as the stamp duty value will be considered for the purpose of charging capital gains tax otherwise.
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Disclaimer: The information contained in this post is for general information purposes only. IIFL Home Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment, etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness, or of the results, etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Given the changing nature of laws, rules, and regulations, there may be delays, omissions, or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan product specifications and information that may be stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan.
