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11 tips for buying property
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min read
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Realty sector is going through a roller coaster ride from past few years. Right. There are many projects stuck at the builders end. In this up and down, you want your property investment to be justified on the other side of the ledger. How
There is no manual bible for your real estate advice. So, you need a lot to think about. While buying out any property, your approach & strategy should be right and proper. As soon as you are investing in a property, you become a property investor. Though the word roperty investor may seem to you suitable only for financial tycoons but when you invest on a property, you become an investor in real estate world. Do a good deal of research so that you can justify your expenses. Let have a glance on 11 important tips for buying a property
- First you need to verify that whether the legal title of property is in builder name or not. It will prove the builder ownership in that property.
- The next step is to check the development right/license/approvals of your concerned builder. A little precaution from your side will put your money in safe hands.
- It is indispensable to check the marketable title of the building project. This would give you an assurance that the property is saleable and you can purchase the same with complete peace of mind.
- After making out the payment, ensure with the builder about the proper execution of sale agreements and allotment letter
- It is always wise to go for a project that is financially approved by any bank, Non Banking Financial Corporation NBFC. This will help you to avail home loans easily at attractive interest rate.
- Before availing home loans, calculate your home loan eligibility. By this, you can easily figure out how much of the total property value can be financed How much you need to pay as a down payment.
- Whether you are looking for purchasing any residential or commercial property it is always recommended to have a glance on the layout of your building plan.
- Another noteworthy thing is Plinth area of the building. Now the question appears what is this Plinth area
Plinth Area = Carpet Area + Thickness of the external walls of your apartment
- Do you know what the carpet area of your flat is Carpet area can be defined as the useable area inside the four walls of a room.
- Once you are clear with the carpet and the plinth areas, check out whether a reasonable difference exists between the two or not.
- Before moving into your dream home, don forget to ask for the occupancy certificate. A completion/occupancy certificate certifies that the building has been made according to the applicable laws including building codes.
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निजी /सर्व शिक्षा अभियान के तहत कार्यरत शिक्षक - लाभ उठाये स्वराज होम लोन का
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Disclaimer: The information contained in this post is for general information purposes only. IIFL Home Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment, etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness, or of the results, etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Given the changing nature of laws, rules, and regulations, there may be delays, omissions, or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan product specifications and information that may be stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan.
