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Pareshaani Nahi Aaram Chahiye, Kathin Prakriya Nahi, Saral Home Loan Chahiye
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Youmake society and the society makes a country. Your development is essential for the development of India. Your development is incomplete without owning your own home. We, IIFL Home Loans understand this and want to make your housing dream a reality. With our attractiveNew Home Loan Scheme NHLS,we ensure, you don have to worry about your low income and limited income documents. On top of that, you can avail the interest subsidy up to Rs 2, 20,000* on your home loans under CLSS scheme of Pradhan Mantri Awas Yojna PMAY.
Ab Income Pe Nahi, Hunar Pe Milega Home Loan
IIFL Home Loans brings forth anattractive New Home Loan Scheme NHLS.Under this scheme, people with low income/unstructured income can also apply for home loan, subject to terms and conditions* Also, there is freedom from strict income documentation.
On top of that, you can avail the interest subsidy up to Rs 2,20,000/- on your home loan under CLSS-PMAY* For further details referhttp://goo.gl/n0BCdn
Frequently Asked Questions:-
1. What are the benefits of this scheme
- Easy documentation process
- With few basic document like Aadhar Card, you can apply for home loans.
- No requirement for minimum educational qualification of the applicant
- Home loan tenure up to 20 years
- Interest subsidy up to Rs 2,20,000/-on your home loan under CLSS-PMAY Conditions Apply*.
2. Who are all eligible under this scheme
Resident Indians are eligible through New Home Loan Scheme NHLS. This scheme plays an instrumental role in reaching the unreached Indian masses in an unprecedented way.
We believe in our government vision of abka Saath, Sabka Vikaas
3. Can I apply for home loans with Zero credit history
Yes, even with zero credit history, you can apply for the home loans under this scheme.
4. What is the maximum loan amount that I can avail
The loan amount can be maximum up to Rs 20 lacs.
5. What is the maximum tenure for which I can avail the home loan
You can avail home loan for maximum up to 20 years under this scheme.
6. My annual household income is Rs 6 lacs. Am I eligible for this scheme
Yes, you can leverage the benefits of this scheme. You can avail home loans up to Rs 20 lacs with no upper household income limit subject to eligibility assessment.
However, if you want to avail interest subsidy under CLSS scheme of Pradhan Mantri Awas Yojana, your annual household income should be within Rs 6 lacs.
7. Do I need to apply with a co-applicant
Yes, co-applicant is a must. At least one female member participation is must in the home loan structure and property ownership.
For more information on CLSS scheme-Pradhan Mantri Awas Yojanacontact us or read http://goo.gl/h7ol4i
8. Who are all covered under the definition of the household
A household consists of husband, wife and unmarried children.
*DisclaimerLoan eligibility would be commensurate with the customer income as assessed by the housing finance company as per its credit norms.
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Disclaimer: The information contained in this post is for general information purposes only. IIFL Home Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment, etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness, or of the results, etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Given the changing nature of laws, rules, and regulations, there may be delays, omissions, or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan product specifications and information that may be stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan.
